Earns Interest, High
Flexibility
Start your banking journey with us! Our Student Savings account is the perfect choice for students.
only $1 to open account
and a gift at opening
Accessible
Easy access to your funds with online and mobile banking
For students ages 14-24
(at age 25 account will be converted to a comparable account)
What To Prepare & Expect

Account Information
- Students 15 -17 must have an adult owner on the accounts as a joint owner
- $1 minimum balance required to open
- Daily minimum balance to earn interest $10
- No minimum balance requirements
- No monthly service charge
- $5 paper statement fee, fee waived if signed up for E-Statements
- ATM Card Available

Documents Needed
- Unexpired government issued photo ID
- Social Security Card
- Proof of address

Rates and Other Information
- Online Banking & Bill Pay
- Mobile Banking & Mobile Deposit *
- 24-hour TouchTel telephone banking
- Access to over 14,000 ATM locations nationwide(other banks ATM fees may apply)
*carrier and/or data charges may apply
Account Disclaimers and Fees
Open Your Bank Account in 3 Easy Steps
Request To Open Your Account
by filling out our form below
Visit Your Local Branch
to complete the opening process
Add the initial deposit
and start using your account
Bring Your Community Bank Wherever You Are
Do all your banking from the palm of your hand.
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View balance information
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Review detailed account activity
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Transfer funds between your Accounts
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Pay bills
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Find an ATM or branch near you
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Manage you card- lock and unlock your card
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Set up and manage travel plans



Frequently Asked Questions
Your account balance can be found in the mobile banking app, online banking, or by calling our Touchtel telephone banking at 440-282-2961
Log into online banking
If you do not have online banking, you will need to enroll first: visit our E-Statements page
New Users to online banking continue with these steps after enrollment
- Click account tab
- Click documents
- A new window opens
- Click yes
- Review agreement and select I agree
- For more detailed directions visit our E-Statements page
First Federal Savings of Lorain’s routing number is 241271342
There are many reasons a mobile deposited check may be rejected, which can include but are not limited to: The endorsement on the check does not include “For FFSL Mobile deposit only”, It is a third-party check; we do not accept third party checks. Checks must be endorsed and deposited by the payee.