Set your Holiday spending goal
Reduce your stress during the holidays by saving throughout the year
Only $1 to open
Save at your own pace
Funds automatically transferred to a FFSL account in October
What To Prepare & Expect
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Account Information
- $1 minimum balance required to open
- Daily minimum balance to earn interest $10
- Gift at account opening
- No monthly service charge
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Documents Needed
- Unexpired government issued photo ID
- Social Security Card
- Proof of addresss
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Rates and Other Information
- Interest earned for every day during the period that your account equals or exceeds the minimum daily balance requirement.
- The accrued interest is compounded to the account at the end of the current Christmas Club period.
- Christmas Club balance must be transferred into a First Federal checking or savings account.
Account Disclaimers and Fees
Open Your Bank Account in 3 Easy Steps
Request To Open Your Account
by filling out our form below
Visit Your Local Branch
to complete the opening process
Add the initial deposit
and start using your new account
Bring Your Community Bank Wherever You Are
Do all your banking from the palm of your hand.
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View balance information
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Review detailed account activity
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Transfer funds between your Accounts
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Pay bills
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Find an ATM or branch near you
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Manage you card- lock and unlock your card
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Set up and manage travel plans
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Frequently Asked Questions
Your account balance can be found in the mobile banking app, online banking, or by calling our Touchtel telephone banking at 440-282-2961
Log into online banking
If you do not have online banking, you will need to enroll first: visit our E-Statements page
New Users to online banking continue with these steps after enrollment
- Click account tab
- Click documents
- A new window opens
- Click yes
- Review agreement and select I agree
- For more detailed directions visit our E-Statements page
First Federal Savings of Lorain’s routing number is 241271342