FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Flagship Checking Account

Our elite checking accounts that earns interest

 

Earn Interest, High
Flexibility

Do you keep a minimum balance of $1,500 in your account? If so, earn interest and enjoy rewards with the Flagship Checking account!

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Bazing Benefits

Save money on the things you are already paying for

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Accessible

Easy access to your funds with online and mobile banking

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Option to Waive Monthly Fee

Maintain a $1,500 daily minimum balance or a $500 direct deposit to waive the $7.00 monthly fee

This Checking Account Comes with Amazing Benefits.
Take a look at the benefits
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What To Prepare & Expect

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Account Information

  • $25 minimum balance required to open
  • Monthly Fee of $7 or maintain $1,500 daily minimum balance or a $500 direct deposit to waive the monthly fee
  • $5 paper statement fee, fee waived if signed up for E-Statements
  • Debit/ATM Card Available
  • Earn a competitive interest rate
  • Unlimited check writing
  • Bazing Benefits
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Documents Needed

  • Unexpired government issued photo ID
  • Social Security Card
  • Proof of address
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Rates and Other Information

  • Overdraft Service available, consumer consent required
  • Overdraft Protection available
  • Overdraft Privilege for qualifying accounts
  • Online Banking & Bill Pay
  • Mobile Banking & Mobile Deposit *
  • 24-hour TouchTel telephone banking
  • Access to over 14,000 ATM locations nationwide(other banks ATM fees may apply)

*carrier and/or data charges may apply

Open Your Bank Account in 3 Easy Steps

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1

Request To Open Your Account

by filling out the form below

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2

Visit Your Local Branch

to complete the opening process

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3

Add the initial deposit

and start using your new account

Bring Your Community Bank Wherever You Are

Do all your banking from the palm of your hand.

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    View balance information
  • icon-square-id-card
    Review detailed account activity
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    Transfer funds between your Accounts
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    Pay bills
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    Find an ATM or branch near you
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    Manage you card- lock and unlock your card
  • icon-square-user
    Set up and manage travel plans
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first federal savings of lorain mobile app

Frequently Asked Questions

Your full account number can be obtained in the mobile banking app. Login, click the account you want to see the number for, at the top click the icon next to the last four digits of your account and the full account number will be displayed.

First Federal Savings of Lorain’s routing number is 241271342

Log into online banking

If you do not have online banking, you will need to enroll first: visit our E-Statements page

New Users to online banking continue with these steps after enrollment

  • Click account tab
  • Click documents
  • A new window opens
  • Click yes
  • Review agreement and select I agree
  • For more detailed directions visit our E-Statements page

Checks can be viewed in both the mobile banking app and online banking. You can obtain a 3-month history within the mobile banking app and an 18-month history within online banking. Scroll through your account history to find the check number you need, click on the check number and the check image will open.

If you need a check that is older than 18 months, please visit or contact your local branch. (Fee may apply)