Easy to use, High
Flexibility
Enjoy easy access to your funds. It’s the smart way to save and spend.
Simple
Ideal for handling daily financial activities, unlimited transactions
Accessible
Easy access to your funds with online and mobile banking
Option to Waive Monthly Fee
Maintain $100.00 daily minimum balance or 10 debit card transactions to waive the $6.00 monthly fee
What To Prepare & Expect
Account Information
- $25 minimum balance required to open
- Monthly Fee of $6 or maintain $100 daily minimum balance or 10 debit card transactions to waive the monthly fee
- $5 paper statement fee, fee waived if signed up for E-Statements
- Debit/ ATM Card Available
- Account does not earn interest
- Unlimited check writing
Documents Needed
- Unexpired government issued photo ID
- Social Security Card
- Proof of address
Rates and Additional Information
- Overdraft Service available, consumer consent required
- Overdraft Protection available
- Overdraft Privilege for qualifying accounts
- Online Banking & Bill Pay
- Mobile Banking & Mobile Deposit *
- 24-hour TouchTel telephone banking
- Access to over 14,000 ATM locations nationwide
(other banks ATM fees may apply)
*carrier and/or data charges may apply
Account Disclosures and Fees
Open Your Bank Account in 3 Easy Steps
Request To Open Your Account
by filling out the form below
Visit Your Local Branch
to complete the opening process
Add the initial deposit
and start using your new account
Bring Your Community Bank Wherever You Are
Do all your banking from the palm of your hand.
-
View balance information -
Review detailed account activity -
Transfer funds between your Accounts -
Pay bills -
Find an ATM or branch near you -
Manage you card- lock and unlock your card -
Set up and manage travel plans
Frequently Asked Questions
Checks can be viewed in both the mobile banking app and online banking. You can obtain a 3-month history within the mobile banking app and an 18-month history within online banking. Scroll through your account history to find the check number you need, click on the check number and the check image will open.
If you need a check that is older than 18 months, please visit or contact your local branch. (Fee may apply)
Log into online banking
If you do not have online banking, you will need to enroll first: visit our E-Statements page
New Users to online banking continue with these steps after enrollment
- Click account tab
- Click documents
- A new window opens
- Click yes
- Review agreement and select I agree
- For more detailed directions visit our E-Statements page
First Federal Savings of Lorain’s routing number is 241271342
Your full account number can be obtained in the mobile banking app. Login, click the account you want to see the number for, at the top click the icon next to the last four digits of your account and the full account number will be displayed.