Frequently Asked Questions

Checks can be viewed in both the mobile banking app and online banking. You can obtain a 3-month history within the mobile banking app and an 18-month history within online banking. Scroll through your account history to find the check number you need, click on the check number and the check image will open.

If you need a check that is older than 18 months, please visit or contact your local branch. (Fee may apply)

Sign into the mobile banking app, click the tab at the bottom of the screen labeled deposits.

Please note it may take up to 2 business days for a mobile deposit to be approved.

Your full account number can be obtained in the mobile banking app. Login, click the account you want to see the number for, at the top click the icon next to the last four digits of your account and the full account number will be displayed.

There are many reasons a mobile deposited check may be rejected, which can include but are not limited to: The endorsement on the check does not include “For FFSL Mobile deposit only”, It is a third-party check; we do not accept third party checks. Checks must be endorsed and deposited by the payee.

Log into online banking

If you do not have online banking, you will need to enroll first: visit our E-Statements page

New Users to online banking continue with these steps after enrollment

• Click account tab
• Click documents
• A new window opens
• Click yes
• Review agreement and select I agree
• For more detailed directions visit our E-Statements page

No prepayment penalties.

Proof of credit worthiness and acceptable credit score, proof of stable income and assets, and down payment.

Private Mortgage Insurance (PMI) is usually required for lower down payment scenarios to protect the bank in the event the borrower defaults on their loan.

First Federal Savings of Lorain retains servicing on most loans originated, however that could be subject to change. We are your local community bank always here to provide service to you even after you loan closes and for the remaining term of your loan.