Teach kids to start saving young
Looking for a great way to teach kids strong financial practices and get them to start saving money?
Our Kids Club Account can help
Minimum balance to open account is $1
For children up to 14 years old
Gift at account opening and with each deposit
What To Prepare & Expect

Account Information
- $1 minimum balance required to open
- Daily minimum balance to earn interest $10
- For children up to 14 years old
- Free gift at account opening
- Free gift from Cheddar’s treasure chest with each deposit
- No monthly service charge

Documents Needed
- Unexpired government issued photo ID
- Social Security Card
- Proof of address
- Birth certificate, social security card or school ID for the minor

Rates and Other Information
- Online Banking
- Mobile Banking & Mobile Deposit *
- 24-hour TouchTel telephone banking
*carrier and/or data charges may apply
Account Disclaimers and Fees
Open Your Bank Account in 3 Easy Steps
Request To Open Your Account
by filling out our form below
Visit Your Local Branch
to complete the opening process
Add the initial deposit
and start using your new account today
Bring Your Community Bank Wherever You Are
Do all your banking from the palm of your hand.
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View balance information
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Review detailed account activity
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Transfer funds between your Accounts
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Pay bills
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Find an ATM or branch near you
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Manage you card- lock and unlock your card
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Set up and manage travel plans



Frequently Asked Questions
First Federal Savings of Lorain’s routing number is 241271342
Your full account number can be obtained in the mobile banking app. Login, click the account you want to see the number for, at the top click the icon next to the last four digits of your account and the full account number will be displayed.
Your account balance can be found in the mobile banking app, online banking, or by calling our Touchtel telephone banking at 440-282-2961