FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Student Checking Account

Simple checking account for students

 

Start Your Journey, With Us

Our Student Checking account is the perfect choice for students ages 14-24 who want a simple checking account.

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Only $5 to open account

And a gift at account opening

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Accessible

Easy access to your funds with online and mobile banking

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For students ages 14-24

(at age 25 account will be converted to a comparable account)

What To Prepare & Expect

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Account Information

  • Students 15 -17 must have an adult owner on the accounts as a joint owner
  • $5 minimum balance required to open
  • No minimum balance requirements
  • No monthly service charge
  • $5 paper statement fee, fee waived if signed up for E-Statements
  • Debit/ ATM Card Available
  • Account does not earn interest
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Documents Needed

  • Unexpired government issued photo ID
  • Social Security Card
  • Proof of address
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Rates and Other Information

  • Overdraft Protection available
  • Online Banking & Bill Pay
  • Mobile Banking & Mobile Deposit *
  • 24-hour TouchTel telephone banking
  • Access to over 14,000 ATM locations nationwide(other banks ATM fees may apply)

*carrier and/or data charges may apply

Open Your Bank Account in 3 Easy Steps

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1

Request To Open Your Account

by filling out our form below

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2

Visit Your Local Branch

and complete the opening process

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3

Add the initial deposit

and start using your new account

Bring Your Community Bank Wherever You Are

Do all your banking from the palm of your hand.

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    View balance information
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    Review detailed account activity
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    Transfer funds between your Accounts
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    Pay bills
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    Find an ATM or branch near you
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    Manage you card- lock and unlock your card
  • icon-square-user
    Set up and manage travel plans
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first federal savings of lorain mobile app

Frequently Asked Questions

Your account balance can be found in the mobile banking app, online banking, or by calling our Touchtel telephone banking at 440-282-2961

Log into online banking

If you do not have online banking, you will need to enroll first: visit our E-Statements page

New Users to online banking continue with these steps after enrollment

  • Click account tab
  • Click documents
  • A new window opens
  • Click yes
  • Review agreement and select I agree
  • For more detailed directions visit our E-Statements page

First Federal Savings of Lorain’s routing number is 241271342

Your full account number can be obtained in the mobile banking app. Login, click the account you want to see the number for, at the top click the icon next to the last four digits of your account and the full account number will be displayed.